IMPROVING RISK MANAGEMENT IN UZBEKISTAN COMMERCIAL BANKS: CURRENT ISSUES AND INTERNATIONAL EXPERIENCES
Keywords:
Risk management, commercial banks, financial stability, digital transformation, international experience, banking reforms, credit risks, banking indicatorsAbstract
This article substantiates the need to improve the risk management system in commercial banks of Uzbekistan. It examines key areas such as ensuring financial stability, introducing digital technologies, developing management mechanisms based on international standards, and learning from advanced foreign experience. The financial indicators of commercial banks are analyzed, and practical recommendations are proposed to address current challenges
References
O‘zbekiston Respublikasi Markaziy Banki. (2023). “Bank tizimi barqarorligi to‘g‘risida hisobot”. Risk menejmenti va bank ko‘rsatkichlari. (cbu.uz)
Xolmatov, A. (2021). “O‘zbekiston bank tizimida risklarni boshqarish”. Mahalliy banklarda risk menejmenti muammolari. (Toshkent Moliya Instituti nashrlari)
BCBS. (2019). “Basel III: Finalising Post-Crisis Reforms”. Xalqaro risk menejmenti standartlari. (www.bis.org)
cbu.uz – O‘zbekiston bank tizimi statistikasi va qonunchilik
uba.uz – O‘zbekiston banklari faoliyatining tahlili.
data.gov.uz – O‘zbekiston bank tizimi bo‘yicha ochiq ma’lumotlar.
www.worldbank.org – Mahalliy bank islohotlari bo‘yicha hisobotlar.
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